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Auto insurance is shifting from fixed annual premiums to usage-based pricing models. Telematics devices monitor driving behavior, offering fairer pricing.

Usage-Based Insurance

Premiums are calculated based on mileage and driving habits.

Accident Detection Systems

Smart sensors notify insurers instantly after collisions.

Electric Vehicle Coverage

New policies are tailored for EV battery protection.

Conclusion

Auto insurance is becoming more personalized and data-driven.

FAQs

What is telematics insurance?
Insurance based on driving data.

Does safe driving reduce premiums?
Yes, in usage-based models.